In December, 3,865,200 trades were made in listed financial instruments among Nordnet’s customers, which corresponds to 185,800 trades per day. The net change in the customer base in December was 7,300 customers. The number of new customers in 2022 is 158,500 gross and 106,800 net. The latter figure includes the customer relationships terminated as a result of the completed project on obtaining complete customer documentation as described in Nordnet’s interim report for the third quarter of 2021. The total number of customers at the end of December was 1,707,800.
Net savings in December was SEK 700 million, and total net savings in 2022 is SEK 36.3 billion. Net savings during the period September-November was affected negative by a total of SEK 3 billion due to a restructured cooperation with a partner in the an asset management area in the Danish market. The outflow of savings capital as a result of the changed cooperation has only a marginal revenue impact on Nordnet.
The savings capital was SEK 715 billion and lending amounted to SEK 27.3 billion at the end of December.
| December | November | Change | December | Change | |
| 2022[1] | 2022 | one month | 2021 | one year | |
| Savings & customers | |||||
| Number of customers | 1,707,800 | 1,700,500 | 0.4% | 1,601,000 | 6.7% |
| Net savings (SEK billion) | 0.7 | 0.8 | -12.5% | 6.2 | -88.7% |
| Savings capital (SEK billion) | 715 | 730 | -2.1% | 802 | -10.8% |
| Lending (SEK billion) | |||||
| Margin lending[2] | 12.3 | 12.1 | 2.1% | 12.4 | -0.3% |
| Mortgage | 10.9 | 10.8 | 0.5% | 8.9 | 22.7% |
| Personal loans | 4.1 | 4.1 | -0.9% | 4.1 | -1.1% |
| Total lending | 27.3 | 27.0 | 1.0% | 25.4 | 7.6% |
| Number of trades[3] | |||||
| Sweden | 1,577,000 | 1,900,800 | -17.0% | 1,918,900 | -17.8% |
| Norway | 758,800 | 994,800 | -23.7% | 1,042,700 | -27.2% |
| Denmark | 754,600 | 812,500 | -7.1% | 1,006,800 | -25.0% |
| Finland | 774,800 | 925,900 | -16.3% | 1,155,200 | -32.9% |
| Total | 3,865,200 | 4,634,000 | -16.6% | 5,123,600 | -24.6% |
| Share of cross border trades | 27.4% | 25.6% | 1.8% | 29.6% | -2.2% |
| Average number of trades per day[4] | |||||
| Sweden | 75,100 | 88,400 | -15.0% | 91,400 | -17.8% |
| Norway | 36,100 | 45,200 | -20.1% | 49,700 | -27.4% |
| Denmark | 35,900 | 36,900 | -2.7% | 47,900 | -25.1% |
| Finland | 38,700 | 42,100 | -8.1% | 57,800 | -33.0% |
| Total | 185,800 | 212,600 | -12.6% | 246,800 | -24.7% |
[1] The numbers for December 2022 are preliminary.
[2] Lending excluding pledged cash and cash equivalents.
[3] Nordnet’s total trades on all exchanges and market places for all customers, and share of cross border trades.
[4] Average number of trades per day is calculated as total trades per market divided by the number of days each stock exchange was open.